Tag Archive for: Comox townhomes for sale

buying a comox valley home

Pros and Cons of Buying a Comox Valley Home As-Is

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Buying a home as-is can be enticing. If you have been struggling to get into the Comox Valley market, the price point can be more affordable. For others looking to buy it can be a viable option to explore. Housing supply is low in Courtenay and Comox now. It may be your avenue in.

However, it is important to bear in mind the decision to buy a home as-is works for some, but
not for all. Buying “as-is” means the homeowner is selling the home in its current condition. The seller will make no repairs or improvements. What you see is what you get, but what you don’t see is also what you get.

With the correct steps taken, buying a home this way could be a calculated and worthwhile risk that pays off. Not everyone will have the same experience. The seller isn’t warranting anything about the home and they are not going to be making any fixes or repairs.

Buying a home as-is comes with its own unique set of benefits and challenges, some of which are outlined below.

When buying as-is in Comox could be a good idea

There are several reasons why the property may be sold as-is.

Homes sold in as-is condition don’t necessarily mean they’re faulty. Sellers may want to sell this way because they want a smoother transaction with less hassle. They may be a beneficiary who has never even lived in the home. It may be an estate sale and they are in no position to warrant anything.

Other situations where buying as-is could be the best move would include when a buyer is in a multiple-offer situation and they really want to win. Knowing they plan to gut and fully renovate the property means it doesn’t matter if there is work to be done. Having the seller warrant any repairs or guarantee everything is in working condition is unnecessary in a case like this.

There are specific instances when an as-is sale is advantageous, but knowing exactly what’s being bought is crucial. The only way for the buyer to be sure they know what they are buying is to have a home inspection done. This will reduce any major avoidable surprises down the line.

When Buying a Comox fixer-upper might not be a good fit

It’s wise to have a home inspection done so there’s a clear understanding of exactly what the buyer is getting into. Knowing what repairs are required upfront, as well as the cost, is a must. As-is properties tend to be attractively priced. That doesn’t mean potential buyers should blindly launch themselves at the opportunity. Refurbishments can add up and become costly, especially if they have to be made at a structural level.

It cannot be stressed enough. Not having the property inspected and purchasing the property only to find out there are an array of deficiencies and major issues would be a mistake. The responsibility would fall on the new owner to fix any defects. The mindset and skills of the buyer are also very important. If they’re not handy, tackling DIY projects could end up costing more money in the long run. If or when professionals need to be brought in to rectify the problem there will be a further expense.

Is buying a home as-is for you?

As is said, there’s a home for everyone, but not every home is the right one. Despite the compelling price point, buying a home as-is can become a financial burden. It’s certainly not all doom and gloom when it comes to these types of properties. Secure an inspection and build a clear understanding of the work and costs required.

Work with your REALTOR® to find out your personal boundaries when it comes to taking risks. If you find an as-is property you’re interested in, have them research why the seller has it listed that way. For some, it may be worth the potential payoff. For others, the stress and headache could be big deterrents.

Your Comox Valley REALTOR® can help determine what’s best for your situation and make sure you land in a home you love. Don’t forget to visit my Google Business page here!

comox first time buyers

First-Time Buying Pitfalls to Avoid

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Buying your first home is a major life milestone. It is possibly one of the biggest decisions you’ll ever make. It is a major financial and long-term commitment. It is not possible or realistic to be ready for every possible outcome. However, it is possible to prepare for potential pitfalls you may run into during the home-buying process whether it is a house or a condominium in the Comox Valley or any other jurisdiction. Attempting to manage without professional assistance

The buying process starts with the expert assistance of a REALTOR® and mortgage broker. REALTORS® have responsibilities of confidentiality, the utmost care, and loyalty, and are bound by a Code of Ethics. They will inform you regarding essential facts which affect current market conditions. They will also protect and promote your interests. They will discover facts pertaining to a property in order to avoid error or misrepresentation. They will ensure transaction agreements are presented in writing in clear and understandable language.

Experienced professionals will inform you of all the expenses directly related to the real estate transaction. Mortgage brokers will help you get pre-approved and depending on your credit rating and down payment they will design a home-buying timeline. It could take a bit longer to realize your dream if you have bills and loans to pay off or don’t have enough saved for a downpayment.

Overlooking assistance programs and hidden costs of homeownership

As a first-time buyer, it’s definitely worth looking into assistance programs available for first-time home buyers in Canada. In a bid to make homeownership more affordable, the Government of Canada has several federal programs. These include the Home Buyers’ Amount Tax Credit (HBA) the Home Buyers’ Plan (HBP), and the First-Time Home Buyer Incentive.

Provincial governments also offer first-time buyers land transfer tax refunds. Canada Mortgage and Housing Corporation (CMHC) offers mortgage loan insurance. Each assistance program isn’t applicable to all buyers. Taking the time to learn about them to see if you qualify and what could work for you is worthwhile.

Your mortgage isn’t the only cost you’ll need to take into account when buying a home. When it comes to closing costs, it’s best to have more funds available than not. Those costs will vary depending on your particular circumstances. They could amount to 1.5% to 4% of the purchase price.

Another often overlooked expense is moving costs when budgeting for a first home. As well, there are home inspection fees, legal or notarial costs, and fees associated with different taxes and interest.

It’s important to factor in these expenses when figuring out how much you need to save. First-time home buyers should also remember about expenses associated with purchasing appliances, furniture, and window coverings as not all homes come with all of them included. All of these costs add up…

Moving too fast or purchasing more than you can afford

Hastily charging forward can and likely will cost you in the long run. It’s strongly recommended that you have a home-buying timeline mapped out with your REALTOR® and mortgage broker well in advance. This will enable you to work through any potential credit report issues that may prevent you from being pre-approved for a mortgage.

The Canadian Real Estate Association has a Homebuyers’ Road Map to help guide you through the journey along with your REALTOR®.

Another related pitfall is buying more than what is actually affordable. It’s tempting to want to step even just slightly outside of your budget when you feel you’ve found that “unicorn” house. Unfortunately, as with moving too quickly to the purchasing finish line, overextending yourself can cause problems. In the event of falling upon financially tough times in the future, it can prove to be insurmountable. Finding a home that meets all of your wants and needs is next to impossible. Be honest with your budget, taking into account lifestyle expenses like dining out, travel, and weekend getaways. These all add up. If you’re already at your maximum budget, look for a more affordable option. This will allow you to still have a life and build equity. You can upsize or change when the time is right.

It’s a good idea to think about a realistically affordable monthly payment. Rather than looking at the maximum mortgage you’re eligible for, scale it back a bit. That way you will be able to maintain other important financial obligations. You’ll also have some wiggle room in the event of an emergency.

Above all else be prepared

Making the decision to buy your first home isn’t something to take lightly. Even with all of your research, it can still be overwhelming. There will likely be lots of tips, tricks, and anecdotes from family, friends, and colleagues about their buying experiences too. Your REALTOR® can help you navigate the process and answer any questions you have. Their expertise will be invaluable along your home-buying journey.

Your REALTOR® can also help along the way by recommending other professionals if necessary. They are there to provide guidance throughout and help make it a smooth process. Ensuring you have trusted professionals to answer your questions accurately and provide sound advice is the foundation to build upon when searching for your first home.

Remember, you shouldn’t wait until the last minute to reach out to a REALTOR®. Working with a professional from the beginning of your home-buying journey can help you feel more prepared.

houses for sale in Comox

How to Spot Potential Issues With Houses for Sale in Comox?

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When it comes time to purchase houses for sale in Comox, it’s important to be wary of potential issues with the property. Oftentimes, it can be easy to get distracted by all of the features you love. For instance, the high ceilings, large windows, or gorgeous views. Because of this, potential issues like cracks in the walls, broken climate control, and numerous other problems can go amiss. Before you buy a home, it is crucial that you understand what you’re getting into. With housing prices and interest rates the way they are, the last thing you want is to spend thousands of dollars on home repairs. In order to avoid this, we have put together a list of ways to help you uncover potential problems in a home. Follow along below to learn more!

Ways to Avoid Purchasing a Faulty Home

  1. View the Home in Person

It can be tempting to choose a home based on the pictures and videos posted online. However, images can be deceiving. It’s hard to get a good feel for the home and uncover potential issues solely by viewing a home online. In order to get a thorough sense of the property, visiting in person is a must. During the in-person showing, be sure to ask questions about potential issues. For example, if you notice the roof is in poor condition, ask when it was last redone. Or, if the utilities don’t appear to be working properly ask about when they were installed. Generally, if you notice something that looks like it could be a problem, there’s a good chance that you’re right. 

  1. Get a Home Inspection

One of the best ways to avoid buying a home with lots of repairs is to have a home inspection done. Avoiding a home inspection is one of the worst mistakes a buyer can make. Home inspectors will be able to detect “hidden” issues and assess the overall condition of the property. Before you make any final decisions, this step is highly recommended. 

  1. Check the Property Disclosure Statement

Sellers in British Columbia are obligated to provide a property disclosure statement to the buyer. This statement includes details about any existing issues with the home. Furthermore, it explains what needs to be done in order to fix the issues (if any). Property disclosure statements are legally binding and intended to protect both the buyer and seller in a real estate transaction. 

Contact me About Houses for Sale in Comox!

If you are looking for houses for sale in Comox, contact me today! I’d be happy to help you find the right home to buy. For more information about properties in the area, stay tuned to my blog. And, check out my social media for the latest updates and more. I look forward to working with you soon. 

home sellers in comox

How home sellers in Comox can be successful in a cooling market

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It’s no secret that Canada’s real estate market has undergone a notable shift for home sellers this year. Homeowners in the Comox Valley also face that reality. Those listing their property now might experience an increase in comparable inventory. It may take more days on the market and there will likely be fewer offers, compared to 2021 and early 2022.

As an example, in Comox and Courtenay, the number of condominium apartments for sale at the end of 2022 was 50 compared to 13 ending 2021.

The length of time to sell had almost tripled in the same time period from 26 to 70 days. Likewise, in the townhouse market, the number of listings went from 23 to 50, and the days to sell from 16 to 62. Although the market has changed, sellers still have every opportunity to stand out. When putting their home up for sale, take the extra time to prepare.

Here are some dos and don’ts for sellers to consider in order to be successful in today’s cooling housing market:


DO – Make the first impression count


You only get to make a first impression once. Ensure that your property stands out. It should have inviting curb appeal so buyers fall in love before they even open the front door. You can achieve this by freshening up the outside appearance with a thorough cleaning and decluttering. Tidy up the exterior.

Make any small repairs to doors, light fixtures, and paving. Touch up any paint where needed. Don’t forget to mow the lawn or shovel the snow. Clean out your eavestroughs, spruce up the front door, and landscaping to create an inviting entryway.

DON’T – Forget about the little things


Buyers will be analyzing your home from every angle when they visit for a showing. It’s important to not overlook seemingly insignificant fixes. See a lightbulb that has gone out? Replace it with a bulb that is the same colour as the others in the room.

Got a door that squeaks loudly, or a drawer that doesn’t open properly? Be sure to repair them. Potential purchasers like to see consistency. Try to manifest this in your home while you’re in the process of selling it.

DO – Declutter and depersonalize


Buyers want to envision themselves in the home. Remove any personal items such as family photos, trophies, or diplomas. This also means putting valuables or seasonal items in storage. Your listing agent may be able to provide you with some references for advice on how to prepare your home for showings.

DON’T – Overspend on the upgrades


While it might be tempting to overhaul your home ahead of listing it, it’s important not to go overboard on the budget. You’re not staging your home for an HGTV shoot. Minor repairs and low cost, but effective updates will be enough to get buyers through the door. Chances are, last-minute big bucks sunk into the home won’t be gained back.


DO – Practice good showing etiquette


It’s important to be prepared for and accommodate showings. Get the selling process off on the right foot. Demonstrate good showing manners by being flexible with visitation times. Remove pets from the premises if possible. Give buyers their space by leaving the property during the appointment. Don’t forget to set the mood for showings, too. Create an inviting environment. You could play soft instrumental music in the background. Keep all lights on for good visibility and add a subtle, pleasant scent like vanilla or fresh linen.


DON’T – Think in the past


2021 was an unusually strong seller’s market. It saw red-hot prices and pent-up purchaser demand. Today, housing markets across the country have noticeably cooled. It’s important for sellers to keep their expectations aligned with current circumstances. As a seller, be open-minded to buyer feedback. Keep the changed market conditions in perspective when it comes to offers and showings.

Please contact me to learn more about selling your home in Comox in this market. I would love to hear your concerns and answer any questions. Follow along on Google for more updates!

moving in comox valley janice leffler real estate

Moving from a Property in Comox!

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Moving can be one of the most stressful parts of selling your home. Packing, planning, and budgeting make moving a serious hassle. However, there are ways to make moving less daunting. From creating a checklist to hiring a professional there are lots of ways that you can ease the stress of moving to a property in Comox. On this page, you’ll find tips and resources to ensure that your move goes as smoothly as possible. Continue reading below to learn more about how to have a stress-free moving experience!

How to Have a Stress-Free Move From Your Property in Comox?

Moving can be difficult. However, getting yourself and your family organized will take the stress out of the day. It will also allow you to focus on the fun stuff! Like the fact that you’re moving into a great new home! In order to remove some of the stress from moving, it is important to prepare wisely. Some of the steps that you should take prior to moving day are listed below:

  1. Make a moving checklist that keeps you on track – It’s best to have three lists: one for leading up to moving day, one for moving day, and one for when you move into your new home.
  2. Make a moving budget – If you are looking to save money or simply keep costs low, a moving budget is critical.
  3. Make sure everyone gets involved – Whoever is living in your home should have tasks delegated to them so that the moving process is quicker and everyone feels part of the process.
  4. If possible, use a moving service – Moving services are expensive, but if you can afford one we recommend taking this route.
  5. Use your agent to your advantage
  6. Give yourself time – Try to avoid moving into your new home on the same day that the previous owners are moving out. Wait if you can, and do some cleaning or painting prior to moving in.

Contact me today if you are interested in selling your property in Comox. I’d be happy to help you find the right buyer for your home. I look forward to working with you in the near future!

home inspection comox

Value of a Home Inspection in Comox

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This article will address the key points of getting a home inspection in Comox and why it’s essential. The housing market has changed since earlier this year. It is cooling. Home sales are slowing down and prices are leveling rather than increasing or “crashing”. 

The Comox Valley includes Courtenay, Comox, Cumberland, and the area. These areas saw a decline in the number of single-family homes and condominium/apartment sales. Compared to November 2021 in November 2022 sales were down about one-third. Townhouse sales were down a bit more than that. This is partly due to the number and type of properties on the market. Generally, inventory is up, but still low compared to pre-COVID.  

Sale prices are off approximately 8% in the single-family market where the average price has dipped to just over $788,000. The unchanged townhouse and condominium/apartment market remains to have average sale prices of $605,000 and $387,000 respectively.

While home and condominium/apartment/townhouse prices may not have experienced a significant drop, bidding wars aren’t as prevalent. There are many factors contributing to the decline in some segments. These factors include the time of year, less demand, and an increase in interest rates. All appear to be having a slowing effect in most segments of the market. 

If you are considering selling your home, it’s important to consider this new more balanced market reality.

Prior to listing, a pre-inspection completed by your home inspector can help set your property apart from others. When looking at those in your neighbourhood it will highlight the sound investment buyers can expect when purchasing your property.

Through the advice of a trained professional, the pre-inspection will offer you a list detailing any future work to be done. Inspectors provide a written report with photos that outlines the condition of your home and possible areas of concern. Their time is spent looking at the interior and exterior components of the house including the roof, attic, crawl space, windows, doors, plumbing, and electrical. In some cases, they may suggest you have a plumber, electrician, or roofer (for example) further evaluate. 

This can empower you to make some changes yourself prior to listing. It can also help equip you with information to show potential buyers that only minor repairs/upgrades are required. It also takes the guesswork out of waiting for a home inspection after a potential buyer makes a conditional offer. Not to mention it boosts confidence in your property!

Reach out to me today!

If you are interested in buying or selling a home in the Comox Valley or learning more about real estate in Comox, Courtenay, and the area, feel free to contact me. In addition, don’t hesitate to message me with any other questions you have about real estate in the area. Continue to check back.

Houses in Comox

Preparing Houses in Comox for Winter

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Preparing houses in Comox for winter is a crucial task. Although Vancouver Island doesn’t receive much snow, there is a lot of rain. Cold winds and lots of water can cause destruction to your home if you aren’t careful. By taking the time to prepare your home, you can avoid any damage or unforeseen costs. In this article, I will be going over the ways that you can prepare your home for Winter in Comox. Follow along below to learn more about this topic.

How to Prepare Houses in Comox for Winter?

When you begin preparing your home for winter, make sure you check that your windows and doors are secure. This means ensuring that the caulking is intact/none of the weather strips are broken. If you notice any damage to the seal around your windows or doors, grab some caulk from your local hardware store. It is important to take care of this task so that cold air and moisture don’t seep into your home. 

Moreover, in a place as wet as Comox, you’ll want to make sure that the land around your home is sloping away from the foundation. During this time, you can also check for any cracks, chips, or crumbling in your foundation. If you suspect a problem, make sure you call an expert right away! 

Next, take a good look at your roof. Comox is known to get a substantial amount of rain and having a good roof is key. Make sure that there are no damaged or missing shingles on your roof. You should also be mindful of any holes that could cause leaks during rainy months. 

If you are interested in learning more about how to prepare houses in Comox for the winter months, contact me today. For more information about buying or selling a home in Comox Valley, feel free to reach out. Don’t hesitate to message me with any other questions that you have about real estate in the area. Continue to check back each month, for more info about buying and selling properties in Comox, B.C. I look forward to being in touch with you soon!

Real Estate in Comox

Real Estate in Comox to be Affected by New Mortgage Broker Rules.

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The Mortgage Brokers Act in British Columbia has recently changed. These new laws are likely to affect those purchasing real estate in Comox and other cities across the province. Finance Minister Selina Robinson presented changes to the bill on Tuesday, October 4th, 2022 by. The claim of the bill is to provide consumers with more transparency and protection when dealing with the mortgage broking industry. In this article, I will be going over the proposed bill and how this will affect those looking to purchase real estate. Follow along below to learn more. 

How Will Real Estate in Comox be Impacted by the New Mortgage Broker Rules?

New mortgage broker rules have been proposed with the assertion that they will provide more safety to homebuyers. Moreover, according to a recent article by CBC, “the new act will give the B.C. Financial Services Authority the ability to make rules for the industry, as non-traditional lenders emerge and more people turn to brokers and online technology to arrange residential mortgages”. This is said to help minimize/address issues surrounding B.C.’s money laundering investigation. 

Fines for mortgage brokers who violate the rules (pending approval) have increased to a maximum penalty of $500,000. Further to this, those with more than one offence could garner fines of up to $2.5 million. According to the government’s statement, the soonest that these laws would be implemented is late 2023. 

If you are interested in learning more about how your purchase of real estate in Comox will be impacted by new mortgage broker rules, contact me today. For more information about buying or selling a home in Comox Valley, feel free to reach out. Additionally, don’t hesitate to message me with any other questions that you have about real estate in the area. Continue to check back each

Townhomes in Comox Valley For a First-Time Buyer

Townhomes in Comox Valley For a First-Time Buyer.

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Living in townhomes in Comox Valley is a great option for first-time buyers. Townhomes are a great choice for buyers who can’t or don’t want to commit to owning a traditional single-family home. Furthermore, a townhome will provide you with a great in-between option that is in the middle of buying a home and condo. For more information on why you should consider purchasing a townhome as a first-time buyer, read more below. 

Buying Townhomes in Comox Valley as a First-Time Buyer.

As a first-time buyer, it can be difficult to gather the cash to afford a traditional single-family house. However, a townhome is a more affordable option that still provides many of the same perks as owning a home. Townhouses are often larger and offer small yards to residents. Typically, townhouses are multiple stories that give homeowners the opportunity to spread out throughout the home. 

In addition, townhomes usually have strata that take care of exterior maintenance like cutting grass, snow removal, and other general upkeep tasks. This is great for busy professionals or students. Although, living in a stratified community does come with an additional monthly cost. On the bright side, townhome communities can offer amenities such as a pool, proximity to stores, and transit!

Contact Me Today!

Living in Comox Valley is an incredible experience that you won’t want to pass up. There are a variety of perks to owning townhomes in Comox Valley as a first-time buyer. For more information on a townhome in Comox, be sure to contact me today! I’d be happy to help you find the perfect townhome for you.

Feel free to reach out with any questions or concerns. I look forward to working with you in the near future.

Amenities of Courtenay Townhomes for Sale.

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Courtenay townhomes for sale are close to an abundance of amenities. From beaches and parks to ski hills and camping. Courtenay is home to every outdoor activity imaginable. Purchasing a townhome in Courtenay allows you to gain access to one of the world’s greatest outdoor playgrounds. Learn more about the outdoor amenities of townhomes in Courtenay below. 

Enjoy the Outdoors With Courtenay Townhomes for Sale.

Courtenay townhomes for sale have easy access to some incredible outdoor activities. For instance, the Mount Washington Ski Resort. Enjoy over 1700 acres of skiable slopes during the winter. And, in the summer months, you can swap your skis for a mountain bike for a whole new experience. 

Courtenay is also near various provincial parks. For instance, Strathcona Provincial Park and Miracle Beach Provincial Park. These parks are perfect for a weekend getaway camping or an afternoon of hiking. Residents can also swim and paddle around the coastline, taking in the incredible views of Vancouver Islands scenery. Many people visit from around the country to come and experience the gorgeous parks and beaches in the Comox Valley. Owning Courtney townhomes for sale allows you to visit these parks year-round. 

Purchase Courtenay Townhomes for Sale Today!

Living in Courtenay is a great way to get outdoors and experience all that Vancouver Island has to offer. There are a variety of amenities available when you purchase Courtenay townhomes for sale. For more information on a townhome in this area in Comox, be sure to contact me today! I’d be happy to help you find the perfect townhome for you and your family. Be sure to visit my social media page here for the latest updates and more. Feel free to reach out with any questions or concerns. I look forward to working with you in the near future.

Advantages of Living in Comox Townhouses For Sale

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Comox townhouses for sale can be an amazing investment. There are various factors that make townhomes desirable. If you’re looking to downsize or upsize, a townhome is the perfect middle ground. Follow along below to learn more about the advantages and perks of townhouse living in Comox, BC!

Comox Townhouses For Sale Require Less Maintenance.

Comox townhouses for sale

Many townhouses are stratified, which means you don’t need to worry about mundane maintenance tasks. For instance, you won’t need to pull weeds, cut grass, take care of plants, or perform any landscaping tasks. However, you will still get the benefit of having a front and backyard. During the winter you may not even have to worry about shoveling walkways and sidewalks. Unless you move to a gated community, these perks are not available to owners of single-family homes. 

Great Location and Sense of Community 

Living in a townhouse provides homeowners with a community of people surrounding them. There is a unique pull to living in a townhome community. Having lots of people nearby makes it easier for kids and adults to make friends and foster a sense of community. Moreover, the circle of people you connect with can make sure that someone is always looking out for you and your home. Thus making a townhome more secure and safe.

Furthermore, townhomes are often situated in great locations. Oftentimes, when living in a townhome, you won’t have to commute far to find shopping, dining, and entertainment! An awesome location will also help if you decide to put your home up for sale. 

Contact Me About Real Estate For Sale in Comox!

Comox townhouses for sale are the perfect investment for new families and older couples. Settle down in a quaint Comox townhouse now! Contact me today if you have any questions about living in Comox townhouses for sale. I look forward to working with you as your Comox REALTOR in the near future!